Commercial finance for healthcare professionals.
Acquisition, start-up, equipment, property, refinancing or working capital — our in-house brokers arrange commercial finance for GPs and doctors, pharmacists, vets, opticians, facial aesthetics and cosmetic practitioners, and daycare and nursery operators.
The full range of commercial finance
Buying an existing practice, clinic or business — goodwill, freehold, or both. Every deal goes to the whole market.
Opening a new practice or clinic from scratch — premises, fit-out and equipment from day one.
Funding for clinical, diagnostic or treatment equipment, structured to protect your cashflow.
Purchasing or extending premises, including split property and trading entity structures.
Reviewing your existing borrowing and finding better terms, whether or not you move lender.
Short-term funding to manage cashflow, cover a gap, or bridge a project that's overrun.
Healthcare finance, sector by sector
Equipment and premises finance are the most common needs for GP practices, alongside acquisition finance for partnership buy-ins or individual doctors purchasing into a practice.
Pharmacies often trade as going concerns with real NHS contract value attached, making acquisition finance a frequent need alongside working capital for stock.
Acquisition finance is increasingly common given the pace of corporate consolidation in the sector, alongside equipment finance for diagnostic and surgical kit.
Retail fit-out and equipment finance sit alongside acquisition finance for opticians buying an existing practice.
Equipment finance matters here more than most — aesthetic devices are expensive and depreciate quickly — alongside fit-out and acquisition finance.
Property finance is often the largest need given premises and Ofsted requirements, alongside equipment and working capital finance for growing settings, and acquisition finance for buying an existing nursery.
Healthcare finance specialists, working for you, not the lender
We take every deal to market across 50+ specialist lenders rather than presenting the first offer available.
Our team focuses specifically on healthcare businesses — we understand NHS contract structures, sector-specific lenders and the way regulated healthcare income actually works, not just generic commercial lending.
Sourcing the loan is often the easy part. We stay engaged through completion, not just until the offer letter arrives.
A dedicated finance team
Commercial Finance Broker
Your point of contact for acquisition, start-up, asset and property finance.
Book a callWhat clients say
"… would definitely use Samera again in the future and would recommend others to do the same."
"Very quick to get me the finance I had struggled for several years to get. I will definitely be using this service again in the future!"
"Highly recommended for anyone in need of a reliable finance broker!"
"originally recommended by a close friend for commercial finance but ended up helping with all aspects of my first practice purchase — from sifting through prospectuses, business plans, viability and securing great deals on the loans."
"… the team have been wonderful at helping me refinance my business. Highly recommend!"
Frequently asked questions
Which healthcare sectors do you arrange finance for?
GPs and doctors, pharmacists, vets, opticians, facial aesthetics and cosmetic practitioners, and daycare and nursery operators.
Do you only arrange acquisition finance?
No. We arrange acquisition, start-up, equipment, property, refinancing and working capital finance — whatever your business needs at this stage.
Ready to talk?
Get in touch and we'll be straight with you about whether we're the right fit and what your options are.