Buy a Dental Practice
If you’re thinking about buying a dental practice, we can help you find the right clinic at the right price.
Buying a dental practice is a major milestone – but it’s also a complex process filled with financial, legal, and operational decisions.
At Samera, we act exclusively for buyers, not sellers. That means we’re on your side, ensuring you buy the right practice at the right price – with complete transparency and expert guidance every step of the way.
Setting up in Practice Bootcamp
Before you even start the buying journey, we help you get prepared at our
Setting Up in Practice Bootcamp.
This live event is designed for dentists thinking about owning their own practice.
You’ll learn from industry experts about:
- How to find and assess the right practice.
- What lenders look for and how to prepare your finances.
- Understanding valuations and due diligence.
- The real-world challenges (and opportunities) of practice ownership.
It’s the perfect first step to gain clarity, confidence, and connections before you start searching for a practice to buy.
Dental Practice
Valuation & Negotiation
Before you buy your chosen practice, you need to know what the practice is truly worth – not just what it’s listed for.
Our team begins by conducting a comprehensive dental practice valuation, analysing financial performance, goodwill, contracts, and future earning potential.
If the valuation doesn’t make sense, we’ll challenge it with evidence and market data, then negotiate on your behalf to ensure you pay a fair price.
With our experience across hundreds of transactions, we help you avoid costly overpayments and secure a deal that truly reflects value.
Securing Dental
Practice Finance
Once you’ve identified the right practice, the next step is funding it correctly.
We help you secure finance on the best terms from leading UK lenders – completely independently.
Unlike selling agents who often act for both sides, we have zero conflict of interest. We work only with buyers, meaning every recommendation is made in your best interest.
Our finance specialists compare multiple lenders, negotiate competitive rates, and manage your application from start to finish.
We know the dental lending market inside out – and we’ll ensure your finance structure supports your long-term goals.
Financial Due Diligence
for Dental Practices
A great-looking practice on paper isn’t always what it seems.
Our in-house dental accounting team performs detailed financial due diligence to uncover hidden risks and verify the sustainability of profits.
We review the accounts, cash flow, and expense structure, ensuring you have a complete picture before you commit.
This process helps prevent overvaluation, identifies red flags early, and gives you the financial clarity you need to make an informed decision.
Legal & Regulatory Support
From CQC registration to NHS contract transfers and staff TUPE compliance, every purchase involves complex legal steps.
We coordinate with experienced dental solicitors and specialist advisors to ensure a smooth transaction with no surprises.
Our team manages timelines, keeps all parties aligned, and protects your interests throughout the process – so you can focus on dentistry, not paperwork.
Transition, Accounting
& Growth Support
Buying the practice is only the beginning.
Once the deal completes, our dental accountants and tax advisors continue supporting you with systems, profitability reviews, and long-term growth planning.
We’ll help you integrate the new business, optimise your finances, and plan strategically for future expansion.
With our ongoing support, you’ll not just buy a dental practice – you’ll build a thriving, scalable dental business.
Samera Buyers Advisory Team
Interested in buying a practice?
Answer these questions and if any suitable practices match your requirements we will be in touch.
Explore our related services
Why dentists trust samera finance
Reviews
I can’t recommend Samera enough to anybody looking to secure finance for acquisition of a dental practice. I speak from personal experience ….. It took only days to get the finance in place … Basically if you want a result …… call Samera!
5 Stars
I have found my dealings with Samera, who offer a range of services, to be of the highest standard. A special thanks … been very supportive and insightful with our goal to finance the purchase of a surgery … always been on hand to offer sound advice whilst reviewing financials expertly. Thank you.
5 Stars
We have a great relationship with advisors at Samera. We are in middle of a purchase. Samera advisors are doing an amazing and thorough job, from assessing practices, obtaining loan to providing accounting services … very patient, understanding and considerate. Overall, very happy with the service and would highly recommend.
5 Stars
From the bootcamp I signed up to use … finance services … went above and beyond my expectations; helping me finance the purchase, coming with me to inspect the practice, helping me with readings accounts etc and always picking up the phone when I had questions for him. I would happily recommend Samera to any prospective buyer, and have already done so.
5 Stars
Great service, really paid attention to our needs and offered us the appropriate advice. In particular we were impressed with the time, dedication and focus given to help us finance our acquisition of a dental practice with good rates. We also managed to stay in communication during unsociable hours which really made the process convenient for us. Very helpful.
5 Stars
Case Studies
£86,000 Saved Over the Life of a Loan
The Problem
One of our recent dental practice sales clients managed to get a whopping 1.1% off their loan interest rate when they bought their first practice!
Our client approached their own bank before coming to us. Their proposition was to purchase their first practice in London with their wife.
Their bank was very receptive to the deal and offered to finance 80% of the purchase price over 15 years at a rate of 3.2% above the base rate.
That might sound like a good deal – but it doesn’t sound good to us.
The Solution
Our client then approached us to see what if we thought that the deal was a “good one” to us. It didn’t. 3.2% above base rate is far higher than we usually negotiate for our clients.
After our own information gathering exercise, we approached several lenders in the UK healthcare finance market – including the clients own bank, who had originally offered the 3.2%.
We achieved offers from multiple lenders we had approached far below the 3.2% original offer.
The Result
Through our own information gathering, structuring of the deal and negotiating the price, we managed to achieve a rate of 2.1% above the base rate – a whole 11% lower than the original offer.
And this was from the client’s own bank who had originally offered 3.2%!
So, how much did this save our client? That 1.1% saved our client £5,736 per year and £86,000 over the life of the loan. Well worth the fee payable to the broker for our experience and work completed on this deal.
Succeeding Where Other Brokers Fail
The Problem
We were recently approached by an associate dentist in the North West of England who was having trouble purchasing their first dental practice.
They told us that they had been trying to buy this practice for some months and had engaged the services of a finance broker who claimed they were healthcare specialists.
However, the brokers were unable to source any finance for the client and the brokers had now come back and said to them that he would not be able to proceed with the plans.
The Solution
Luckily, they found us online and understood that we are independent financial brokers with no ties to any specific lender or sales agents who specialise in the dental sector.
After our initial discussion, we outlined what information and documentation we would need to approach a wide range of lenders. We could not understand why the original brokers had struggled to source any finance for the client.
The client explained that we had asked for much more detailed information than their previous brokers and had a far more in depth and comprehensive process for putting a finance application together.
The Result
Once we had received the documents and put the application together we were able to obtain 3 separate offers from 3 different commercial finance lenders.
The client was then able to determine which offer best suited their situation and goals before proceeding.
They are now the proud owner of their own dental practice and in our follow up discussions, everything is going fantastically with their new practice!
£8,000 Saved on the Early Payment Fee
The Problem
One of our clients approached us with a plan to purchase a new premises recently. However, they already had a substantial loan with a lender and that loan came with an early repayment charge of 1%.
To purchase the new premises, they were looking to refinance their current deal and incur the early repayment penalty.
Luckily for them, they came to us first.
The Solution
That particular lender had recently been acquired by another firm and had taken the decision to stop providing new loans in this finance sector.
We approached the lender with the client and used our knowledge and experience to renegotiate the payment penalty.
The Result
We managed to get the early payment charge down from 1% to just 0.25% – saving our client £8,000 on the fee!
Using a commercial finance broker’s experience and knowledge pays off.
Learn More About Buying a Dental Practice
Buying a Dental Practice:
Get Started
When buying a dental practice (especially if it’s for the first time), you need the competent hands of qualified professionals. Not only have we been helping the UK’s dentists to buy dental practices for over 20 years, we are dental practice owners ourselves! We know what it takes to buy the right dental practice, we can help you find it, buy it and get it up and running.
Book a free, no-obligation consultation with one of our team at a time that suits you (including evenings). We’ll call you back and have a chat about how we can help buy your dream practice.
Contact Information
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Learn More:
Buying a Dental Practice
For more information please check out the articles and webinars in the buying a dental practice section of our Learning Centre like the Guide to Buying a Dental Practice.
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